Resgatura analyzes your cash flow patterns and routes surplus funds into short-term yield opportunities. No commissions, no spread markups. Every unit of return stays on your balance sheet.
Projected returns across 7, 30, and 90-day horizons, recalculated as new transaction and balance data arrives.
Resgatura processes transaction volume, payment cycles, and account balances to forecast cash flow gaps before they occur. The model flags periods of tightening liquidity and adjusts allocation exposure accordingly, reducing the chance of funds being locked when your business needs them.
Idle balances sitting in low-yield accounts are identified continuously, not on a monthly review cycle. The platform reallocates that surplus into short-duration instruments matched to your liquidity needs, and it does so without charging a fee on the resulting gain.
Your accounts connect through encrypted API integration. Transaction and balance data flow into the platform continuously, without manual uploads or spreadsheet exports.
A neural network trained on cash flow patterns analyzes volume, seasonality, and payment timing to identify idle balances and forecast short-term risk.
The model generates a ranked allocation strategy. You approve the recommendation, and funds are routed to the selected short-term instruments.
Cash reserved for a restock cycle often sits untouched for weeks before a purchase order is placed. Resgatura allocates that window of idle balance to short-duration instruments and returns it in time for the payment date.
Businesses with peak sales periods accumulate cash that isn't needed until the following low season. Left in a standard account, that surplus loses value to inflation. The model puts it to work without extending your risk horizon.
Funds set aside for quarterly tax obligations are predictable in timing and amount. Resgatura matches allocation duration to the exact due date, so the reserve earns a return without compromising availability.
Resgatura was designed around the reality of small and mid-sized business finance in Brazil: cash arrives and leaves in predictable cycles, but most accounts treat every balance the same way. Our model treats each cycle differently, matching allocation duration to when the money is actually needed.
The platform does not replace your accounting or banking relationships. It sits alongside them, reading data through secure connections and surfacing decisions for your approval.
Connections between your accounts and Resgatura use TLS in transit. Stored data is encrypted at rest using AES-256. Access to raw transaction data is restricted to the systems required for model execution.
Data is used solely to generate allocation recommendations for your account. It is not sold, shared with third parties for marketing purposes, or used to train models on behalf of other clients.
Integration is done through read-only API connections to your bank or accounting platform. Setup time depends on how many accounts you connect and whether your provider supports direct API access or requires a manual authorization step.
Connect your accounts, review the model's first allocation recommendation, and keep 100% of what it earns. There is no fee on the trade and no fee on the return.
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